Credit and Debit Card Processing

Built on the most agile hardware and software standards, the Litle & Co. payment management engine offers the next generation credit and debit card processing platform that card-not-present merchants need. Litle processes all major credit and debit card types—Visa, MasterCard, American Express and Discover Card.

Our payment management solutions are tailored to merchants’ individual needs, without any hidden fees or arbitrary charges, and based on a philosophy of “truth in pricing” and “truth in reporting.”

Our platform will help increase your revenue by reducing declined authorizations and eliminating customer frustration. Some of our key revenue-enhancing functionality includes:

• Card Not Present Transaction Specialists
• Automatic Authorization Repair
• Dynamic Settlement
• Customer Special Status verification (students, seniors, etc.)
• Gift cards and loyalty programs
• Enhanced fraud screening
• Customer verification

From the onset, Litle & Co. works in your interests to obtain the best possible rates from the networks.  Our interchange optimization practices is designed to mitigate native downgrades. When you experience downgrades, the Litle platform employs sophisticated and transparent remedial processes to “upgrade” the transaction wherever possible.

To avoid any conflicts of interest, Litle employs simple cost-plus pricing. You pay us a per-transaction fee, and you actually see how much you paid the Visa and MasterCard networks on every transaction.