Processing

Litle & Co. is exclusively committed to the unique requirements and needs of CNP merchants. Some clients come to us for our experience in alternative payments. Others need interchange optimization. Whatever their reasons, the singular reason they choose us is because we provide them with every service that they need ― now and in the future. We are your partner. We are not bound by cardholder portfolio demands. We are bound to your success. We are the CNP payments solutions provider.

Focus. We’ve built our payment processing engines specifically to meet the functional requirements of CNP merchants. Because we focus exclusively on non face-to-face retailers, every aspect of our company has been designed to meet their needs. From our high-touch organizational structure and managerial processes, to the agile development of hardware, software, and functionality of our IT and reporting systems, everything we do is to support merchants like you.

Knowledge. We possesses deep knowledge of CNP best practices, card association regulations, and security requirements including PCI and data security. Our Customer Experience Managers are extensions of your team, providing suggestions and direction to improve payment operations.

Independence. Large banking and financial institutions own and operate most credit card processing platforms. Whereas large banks need to balance their card processing interests against their card issuing counterparts, Litle & Co. has no such conflict. As an independent financial technology entity, Litle & Co. always operates in the best interest of our clients, especially regarding interaction with the card brands. We single-mindedly benefit our merchants.

Technology. We use best-of-breed technology that enables us to provide the most efficient and reliable set of services to our client base. Both our primary and secondary platforms are fully redundant and all transaction data processed within is completely secure per PCI Compliance rules. Litle recognizes the importance of data security and has taken every measure to ensure that our clients' data is both physically and logically secure.

Comprehensive Reporting & Dashboards. A full suite of operational and financial reports are readily available through a self-service web-based reporting interface. This payment data is extremely valuable in optimizing customer targeting, marketing programs, and streamlining operations.

Chargeback Management.  Our web-based chargeback management systems provide a single interface for merchant analysis around all credit/debit card chargebacks and alternative payment disputes. An XML interface is also available to directly integrate chargeback information into back-office and CRM systems to enhance dispute management efficiency.